TORFX

Exchange rates better than the banks – claim so. Visit their site to see if they can offer you a better deal.
TOR FX:
“Tor Currency Exchange Ltd is registered with HM Revenue and Customs as a Money Transmitter.
HM Revenue and Customs Money Laundering Registration Number: 12191606. Company Registration Number: 5193147
All client funds are held in segregated client accounts at Natwest Bank.
What We Do
TorFX is an independent foreign currency provider. We are a leading alternative to the high street banks when it comes to providing foreign exchange at commercial rates.
Who We Do It For
Our client base consists of both businesses and individuals who wish to save money on foreign currency transactions. You can read our Testimonials page to see what are customers say about us.
Where are we?
Our headquarters are at John Harvey House in Hayle, Cornwall. We also have offices at Sevenoaks in Kent, and representatives in Spain and Australia.
Why TorFX?
Firstly, we are able to offer better exchange rates than the high street banks. Through our established relationships with some of the largest financial institutions, we are able to buy and sell currency at “interbank” rates of exchange, and pass these savings on to our clients. Secondly, we aim to give an unrivaled level of personal service.
When you open an account, you will be assigned your own personal dealer who will help you understand the various options available, and work with you to ensure you get the most from your currency transactions. We also offer business clients free risk management consultancy to identify the best options to help manage foreign exchange risk.
We also provide daily market updates aimed at keeping clients informed of developing trends, economic news and how these could impact exchange rates.
With TorFX helping to manage your currency requirements, you will receive better exchange rates, fast payments, and above all a completely secure service that allows you total peace of mind”.

Save yourself time and money with the Any Van website. Theyll sort you out a courier, thats already going your way!
Any Van:
“A Little about ANYVAN
Anyvan.com is a web-based service that matches customers who need goods moving around the UK with courier companies already travelling to those areas, saving both money and CO2 emissions.
Customers can save up to 85% on standard delivery costs as a result of the Transport Provider already going to their desired area and therefore is willing to ship their item for less.
ANYVAN has created the Transportation Exchange – a powerful online tool that redefines the transport industry as we know it, giving massive benefits for both customers and transport providers”.

Poor credit Not a problem

Now you can get a short-term loan if you have a few extra bills to pay, with UK Payday Today. Remember, this is a short term solution and all monies borrowed have to be paid back.
UK Payday Today:
“UKPaydayToday.co.uk is a top performing website which gives consumers the opportunity to apply for a short-term loan of up to £1000.
We are not the lender but have direct relationships with lenders that extend credit to consumers who are approved for loans on our website. Our direct relationships with multiple lenders give us the ability to accept a large amount of quality traffic.
We are a leader in the industry and have been in the online payday loan market in the US for over 8 years.
We have established a presence in the UK and hold a Consumer Credit Licence and Data Protection Act number. We are also a member of the Consumer Credit Trade Association.
We work hard to be sure that our website is compliant with all industry regulations”.

No Credit Check Loans

Get a personal loan minus the credit checks from Solution Loans. However, tread carefully as any money borrowed, always has to be paid back.
Solution Loans:
“Solution Loans is a major brand in the sub-prime unsecured loan market.
Our No Credit Check Loans mean that people with less than perfect credit (e.g. CCJs, defaults, mortgage arrears) can still get the unsecured loan that they need.
Unsecured loans are from £500 to £3000 (topped up to £5000 later) and provided with no credit check required.
We work with multiple lenders to maximise the chance of getting the loan the enquirer needs.
We pass the data in real time to the lenders to ensure that enquiries are handled while fresh. Working with our lenders we then operate a friendly and efficient follow-up service to help the applicants with their paperwork”.

Fast Short Term Loans

It is true, sometimes bills do come in which you cant afford to pay. One solution is visiting a site such as Cash Genie Loans, where you can get a small short term loan. However, please remember that if you borrow, you will always need to pay back.
Cash Genie Loans:
“A Cash Genie payday loan is the quickest, and in many cases, best way to handle those little emergencies that life throws your way.
Cash Genie looks at your payday loan differently. It starts with eliminating as much of the paperwork involved as possible. This not only makes it easier on everyone concerned, but also saves you precious time when you need your money.
You just need to fill out a simple and quick online application.
We offer a solution for occasional, urgent and short-term cash needs as opposed to a larger loan or credit card you have to commit to for a long time. Cash Genie payday loans are for small amounts for days or weeks, not months.
Its a short term credit solution for smoothing out welfare and maintaining consumption – whether its something unexpected, like a car repair or for some of lifes luxuries.
We are the leading Short Term Loan company owned and operated in the UK offering a same day service, meaning customers can apply and receive the loan in their bank the very same day.
Cash Genie pride ourselves on our service by offering short term, small loans combined with speed we are able to help you bridge any financial gaps you may have. We also pride ourselves on our responsible lending policy and providing a second to none customer experience.
CashGenie are a lender and not a broker”.

CreditExpert
from Experian

Are you interested in your credit history? Would you like to know why Finance Companies make the decisions they do about you? If the answer to either of these questions is yes, you need the .
“CreditExpert from Experian
CreditExpert is brought to you by Experian, the leading credit reference agency. CreditExpert is the premier credit monitoring and identity fraud protection service available to UK consumers, offering you the opportunity to take control of your personal finances in one of the most important areas – credit.
The majority of UK credit searches – carried out by organisations like banks, finance houses and shops – are made through Experian. CreditExpert allows you to see what they see (helping you to understand the decisions they make about you as a potential borrower), to put records straight if they are inaccurate and to help identify any identity fraud as soon as it takes place.
How CreditExpert works:
When you join CreditExpert you receive a free 30-day trial, which will enable you to access your free personal credit report. As a member, you will then enjoy instant online access to your credit report at all times, enabling you to monitor your credit commitments and credit history and, if you choose, your National Credit Score. You will also receive weekly text or e-mail alerts letting you know when significant changes have been made to your credit report. And you get access to Experian credit experts who will help you with any queries.
Its free to check your credit report online:
* youll get: unlimited online access to your credit report
* knowledge of your credit history before you apply for a financial product
* e-mail and text alerts for early fraud detection
* free phone advice from credit reference specialists
* credit tips and tools to help you manage your money
* opportunity to buy your credit score instantly”.

Believe it or not you can now get a loan by sending a text! You just have to register with Txtloan – remember these are pay day short term loans and youd better get your skates on to pay them back!!
Txtloan:
“Txtloan – Send a Text and get £100 in minutes!
Txtloan offer express short term pay day loans of up to £100 instantly.
Loans are lent for up to 7 days, with charges totalling just £10 on a £100 loan.
Loans can be taken out via mobile with a simple text message and cash is wired directly into the bank account within a few minutes.
Users simply register, confirm their mobile phone and banking details, and are free to take out Txtloans!”

Apply for an unsecured loan with Yes Loans. They specialise in securing loans for those who have been turned down before.
Yes Loans:
“We are the UK’s largest arranger of Unsecured Loans with a 35% share of the UK unsecured loan market.
Our loans do not require any collateral to be secured against the loan, which makes us appealing to all applicants.
Yes Loans arranges unsecured loans for both homeowners and tenants, whatever their credit history. We even arrange loans for students and people living with their parents.
We specialise in helping those that have been refused by high street lenders and those suffering with credit difficulties such as CCJs, defaults or mortgage arrears”.

If you need cash in a hurry and have nowhere else to turn try Gatekey Lending. They offer short-term loans of up to

If you are worried about credit card fraud, try a prepaid card such as Splash Plastic. It works the same as a top up card for your phone and the beauty is, you can control how much you spend.
Splash Plastic:
“Splash Plastic is the UK’s first and original reloadable Chip & PIN prepaid Maestro

“The my Travel Cash card is delivered by CorporatePay, one of the market leading prepaid card providers. With a belief in value and service we think everyone should get the best deal on their foreign exchange transactions.

My Travel Cash provides great value travel money on a prepaid MasterCard, available in either Euros or US Dollars.

We have seen fantastic growth in our business as customers recognise the great benefits including the fantastic savings they can make – something which is particularly important in the current economic climate.

My Travel Cash is a prepaid MasterCard, available in either Euros or US Dollars, that offers one of the best exchange rates available. You simply order a card, top it up (also called loading) and you are ready to go”.

“MeCard is a new prepaid MasterCard aimed primarily for use by young people, specifically the 13-18 age range.

A parent/guardian must sign-up for the MeCard, on behalf of the young 13-18 year old. Signing up for MeCard provides the adult with an online account, linked with complete transparency to each additional young person’s account which has been registered.

The parent/guardian can top up their MeCard via BACS, or at a PayPoint. They are then able to use the linked online account system to distribute the funds quickly and securely.

MeCard is chip and pin protected, once the young person has received the funds they are able to spend online, in-store, or anywhere they see the MasterCard acceptance mark.

MeCard is innovative in that the responsible adult is able to track how much and where their 13-18 year old is spending money which has been loaded on to their MeCard”.

Sometimes in business, you need a helping hand – that is where Working Capital 4U come in. Remember, if you borrow – you have to pay back!
Working Capital 4U:
“WorkingCapital4U is one of America’s leading providers of business cash advances.
In a market where it’s increasingly difficult to get a business loan, cash advances provide a vital alternative for businesses looking to fund expansions, equipment purchases, debt consolidation and more.
The US market is in need of business cash advances and WorkingCapital4U is one of only an elite group of providers that are able to offer businesses the financing they need. Approval is quick and businesses can receive their cash advance in as little as 7 days!
WorkingCapital4U is a great alternative to loans for small to mid-size businesses that need to borrow up to $500,000. Over 85% of our merchants renew their agreement with us, showing just how well WorkingCapital4U works to help businesses succeed”.

Now there is a prepaid card which can save you money at all of the top High Street retailers – Babee Card.
Babee Card:
“BaBeeCard is not a credit card but a prepaid debit card that you load up with funds and then spend.
No credit checks as no borrowing facility is provided. Aimed primarily at mums and mums to be but anyone is welcome to a BaBeeCard.
The key difference between BaBeeCard and other prepaid cards is users can save money on their everyday family living essentials at high street retailers such as ASDA, Sainsburys’, Argos, Boots, M&S, MotherCare and many more known retailers.
There are over 100 retailers to choose from”.

Take control of your finances with an Optimum Prepaid Mastercard. Don’t pay interest on what you spend, spend just what’s on the card!
Optimum:
“So flexible
Optimum is a payment card which you can load with money

If you need to borrow some money, take a look at The One Stop Market. They search over 200 lenders to find you the best deals on unsecured loans.
The One Stop Market:
“The One Stop Market is the newest internet based financial solutions company.
Our focus is on helping customer obtain credit and financial products to suit their individual needs in these tough times. We provide a quick and convenient service that searches the criteria of over 200 lenders in one search.
We currently deal with over

If you get a big bill and can’t afford the fee until payday, you might want to consider a loan from Payday UK. The specialise in giving out loans for just such an event.
Payday UK:
“Payday loans give you money and peace of mind, just when you need it!
More financial freedom…

The Business Current Account by Santander, was the service offered by Alliance and Leicester. Let’s hope they can do the job, just as well!

Santander Business Banking:

“When you’re busy running a business, you want your bank to work as hard as you do.

A Santander Business Current Account gives you £100 cashback and 5% AER (fixed) on balances up to £2,500 for the first 12 months when you switch your main business account using the Account Transfer Service and make monthly credits of £1,000 or more.

All your day-to-day banking needs are taken care of for free, so long as you stay within certain transaction limits. The Santander Business Current Account is open to businesses with a turnover of up to £1 million. And you can manage your account online 365 days a year.

So make a good business decision – switch to Santander today!”

InstantCarLoan.com is the quickest way to apply for a car loan on the internet. Instant review process for any credit situation. Nationwide dealer network. All makes and models available.

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